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Question:

Insurance options for visitors to USA I am interested in buying the travel insurance as per the quote. This is for 6 months , i am currently in India and unable to call and talk. The amount of $2000+ is slightly out of budget right now. Though i understand the best coverage from this will help me and be stress free. To add , the applicants are my parents and they are healthy. I don't even think we will use the insurance. Is there a way i can get some discount on the same

Answer:

Thank you for your interest in purchasing travel insurance for your parents. As the prices are fixed by law, everyone has to pay the same price for the same insurance. It is not possible to provide any discounts. Please read /best-visitors-insurance-deals/ for more information. Insurance is primarily for healthy people. It is meant to cover only unforeseen and new medical conditions, injuries or accidents. Insurance is anyway not meant for people who are already sick. Few options: Buy same Atlas America plan with higher deductible. Buy Atlas Essential America /atlas-essential-america-insurance/ which has 75% - 25% coinsurance. You can also choose higher deductible in this plan. Buy fixed coverage plan such as /visitor-secure-insurance/ It has very limited coverage. Please let us know if you have any other questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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