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Question:

Insurance Fixed coverage plan Can someone please send me a list of doctors and hospitals in Henderson, Las Vegas area where Inbound USA insurance is accepted? I am looking forward to buy insurance for my mom visiting me next month. Thank you.

Answer:

Thank you for contacting Insubuy, However there is not a list of doctors that can be sent as there are no PPO networks on fixed coverage plans. The insured is free to visit any provider that they choose but it is up to the provider if they want to bill directly.


What does The insured is free to visit any provider that they choose but it is up to the provider if they want to bill directly mean? Do we have to pay out of pocket and then apply for reimbursement from Insubuy? How do I know which doctor accepts it and which hospital accepts it? I appreciate any clarification that you might be able to provide. Thank you.


Hello, Again the insured party can visit any doctor they would like to receive treatment. The doctor is not required to bill directly and if they choose not to then the insured person will pay out of pocket and file a claim for reimbursement. The decision to bill directly is completely at the discretion of the providers office. If you have to pay out of pocket your will file a claim for reimbursement.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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