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Information related to travel insurance I was reviewing insurance for my parents visiting USA. I looked at the patriot america or seven corners and atlas. Are there any other plans? I read through patriot america policy, I have f questions in general: Can you tell me if there any sublimits in these plans for the services. Are they similar to Indian insurance. My parents are generally healthy so I just need insurance in case of any emergency. In emergency Indian insurance from TATA AIG or Star health also looks good. I read through the forums but still want to ask this question. Can you please send me sublimits if any in patriot america and seven corners Liason plan. How much coverage would you recommend. I see only 100k and then 500k. How much is generally sufficient even in case of emergency? My father is 68 years old for him premium for patriot america is 544 and 591 for 100k and 500k respectively but for my mother (54 years old) the premium is 651 and 798. Why there is huge difference here? I quoted for 3 months for my father and 6 months for my mother.
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from most of the major companies. Essentially all the plan fall into two categories. Fixed plan and comprehensive plan. Fixed plan will have sub limits while comprehensive plan will not have any sub limits. Both plans will have overall policy max. limits. Please read more information for the difference, /visitors-insurance/ You can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and next to each plan there will be check box. Please check the box and compare the plans side by side. If you select $500k there is no fixed plan. You will have only comp. plan. Your father premium is higher than your mother because of age diff. Age group is 50-59yrs, 60-64yrs and 65-69 yrs. Higher coverage is always better. Whatever you can effort. Please feel free to contact us if you have any further questions.
For the difference in t he premium my question is regarding the sudden jump in my mothers premium from 100k coverage to 500k whereas my fathers coverage increase by less amount. Even if the amount of coverage is question their period of coverage is exactly double so the difference amount would be double. Am I quoting it correctly? For the amount of coverage in case of emergencies 100k comes out to be sufficient or not was my question. I am new to USA so not sure generally how much the costs go. You have plans from Indian companies as well?
In order for us to advised further .You need to provide their travel dates. We can send you the quote. Please let us know which plan are you planning to purchase for them? We will send quote for $100k and $500k. You can also call our office at (866)INSUBUY provide your contact information and we can go over the quote.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Purchase travel medical insurance that includes emergency medical evacuation.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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