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Question:

My mom is an Indian citizen with some pre existing condition, which insurance would nest cover the early onset of some of the pre existing conditions and covid as well along with other urgent care facilities if needed. Thanks

Answer:

If your mom is coming to the U.S.on a visitor visa, and is below the age of 80, the plan we would recommend that can provide acute onset benefits as well as benefits for Covid if contracted after the effective date would be the Atlas America plan.  

/atlasamerica-insurance/

This plan does have some geographic restrictions that you will want to review to verify she is eligible for the coverage based on where she is physically present.  The geographic restriction link can be found through the above plan information link.

All plans on the market for visitors cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine, or pre-existing. Some plans do include Acute onset benefits of pre-existing conditions and I have attached the information link below to explain that benefit option. /visitor-insurance-acute-onset-of-pre-existing-conditions/

Please let us know if you have any additional questions.


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