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Ask Our Specialists
IMG or Patriot America I am looking to take health insurance for my parents. After comparing numbers, I had planned to take Patriot America but want to have a quick suggestion. Do you suggest a 100,000 IMG Visitors care or a 50,000 Patriot America with an higher deductible (1000 or 2500), that way the premiums are comparable. I mean you can take care of a doctors visit or miscellaneous needs which is not a big problem (upto couple of thousands), the only big thing is if you need to be hospitalized Also I would like to take for 3 months and renew it depending on how long they want to stay here. I just want to make sure that the deductibles do not start again if I renew Thanks, Praveen
Your thinking is correct. Among those 2 plans, I would recommend Patriot America with higher deductible. You can renew Patriot America as long as you purchase for minimum 3 months initially. After that you can renew for however long you like, minimum 5 days. No matter how many times you renew (with no gaps), deductible is annual, once in a year.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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