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Question:

Help needed on determining what visitors insurance to purchase Inlaws visiting US for 3 months starting June 6th. Ages 67 and 74. So far leaning towards Liaision International Option 1 with 1000 deductible. (50k max) plan would pay 80% upto first 5000 after ded met then 100% upto 50,000 What is your experience with this plan... You seem to be very helpful to everyone on the blogs.... that is why I decided to come to you for advice. Regards,

Answer:

Thank you for your interest in purchasing visitors insurance for your in-laws. I am glad to help you. Yes, Liaison International is an excellent plan and has been around for a very long time. You can make instant purchase online at https://www.insubuy.com Please feel free to contact me at any time if you have any other questions.


Thanks for your prompt response. Just wanted to get your feel on the claims process with this insurance. Can the Doctors and Hospitals bill directly in case there is need for hospitalization/doctor visit with the understanding that deductible and 20% for first 5000 remains our responsibility. I may call you briefly in the evening if that is ok. It should not take more than 5 mins of your time. Thanks for your service to the Indian community! Regards,


Please read /international-health-insurance-claims/ to understand the claims process. You are welcome to call at any time. Thank you for the compliments. Please feel free to contact us at any time if you have any further questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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