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Does it cover my Air travel death/medical /flight delay/theft etc.from India to USA & vice versa. Does it cover covid treatment if it takes place during flight or after reaching USA How much is approx. cost of covid treatment in USA in a cleavland hospital ,so accordingly we take total insurance value. I need to buy this policy online only since i am in India or do you have any establishment or arrangement here for physical visit & get insured after discussions. My son is in USA so insurance card will be delivered at his address I will visit USA after one month.Can I take policy right now for future date


Thank you for reaching out for your insurance needs. The plans that are available on the market for Visitors to the USA are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. The plans that include coverage for COVID-19 will treat the expenses related to it as any other new illness should it manifest in the body after the effective date of the policy. 

Majority of the plans have benefits for medical evacuation and repatriation. We would be unable to provide information regarding medical costs other than that they are typically higher in the US. You would need to consult with a medical professional to determine what they cost for their services. Keep in mind that medical expenses in the US can become costly. 

You may view and quote COVID-19 travel medical insurance here. The plans are able to be purchased for a future date and you may input a mailing address in the US for documents to mailed if the plan mails documents. The documents will also come to you electronically via email for your convenience. If you would like an agent to give you a call or reach out to you personally you may fill our contact request form. Alternatively, you may also reach out to us directly at (866) 467-8289 from 8 AM to 9 PM CST every day of the week. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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