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Question:

Hi I'm British (based in the UK) and so is my father. I'd like my father to visit Florida with me in April and was considering taking out a visitors health insurance policy with you to cover his 11 day visit. My father does have a pre-existing condition. He has had 2 heart attacks (the last was about 6 years ago) and suffers from angina. He takes medication to control this condition, though he does visit the gym every day and lost a lot of weight following his heart attacks.

Answer:

There is no short term insurance for an international visitor which covers routine dr. visit, checkup,  preventive care, medicine or blood test etc. for the existing conditions. However, some plans cover acute onset of pre-existing conditions below age 70. 

Acute Onset of Pre-existing Conditions FAQ

We recommend you purchase the Atlas America plan.

If you have any further questions feel free to contact us at (866)INSUBUY and any of our licensed agent will be glad to help you.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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