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79 turning 80 during trip to USA I am from North Carolina. I am bringing my parents to the US on March 29,2016. My father is 79 years now and he will be turning 80 years on March 30,2016. When I search on Insubuy website for a suitable insurance plan for him, should I give his age as 79 or 80? If I buy an insurance plan for my father with his age as 79 and after his arrival in the US ,he turns 80 and I go to a doctor, will he still be eligible for all the coverage his insurance plan qualifies? Kindly clarify .
Thank you for your interest in purchasing insurance through us. If you purchase the plan before his 80th birthday then you would enter his age as 79. The plan we would recommend is the Patriot America. If you purchase the plan while he is 79 he will have the same coverage for one year as long as you extend the same policy. If you renew the plan beyond one year then be treated as 80 and the coverage will reduce and the price will increase. Or if you forget to renew the policy then you have to buy a new policy with his current age that will be 80yrs. You can get quote at www.insubuy.com Patriot America brochure and instant purchase link: /patriot-america-lite-insurance/ If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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