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Question:

Visitors insurance USA vs. India Comparison My in laws would be visiting USA from India for 2 months. I want a health insurance suitable for them and need your help with the same.

Answer:

Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. Essentially all the plan fall into two categories fixed plan and comprehensive plan. Fixed plan cost less and it provides limited coverage while comprehensive plan cost more and it provides better coverage. If you provide their age and travel dates will be glad to send you quote by e-mail. Meantime, you can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us. Have a great day!


Please send me both the quotes (fixed as well comprehensive) I also want to know the network - which all hospitals/doctors are supported by Father in Law is 63 years old and my mother in law is 62. Travel dates are April 28 to June 30 2016. What is your opinion of travel insurance policies from India - likes of star health insurance and HDFC ergo?


Thank you for your quick response. Most of the comprehensive plans that we offer have a PPO network. When we send the quote next to each plan in details section PPO network link will be there. You can click on it and find dr. name or hospitals name in your area. As you know we provide insurance only from US Companies. We don’t deal with any overseas companies. Please read article below for more information /visitors-insurance-usa-india-comparison/ We will be glad to explain the insurance plan that we offer but for Overseas companies you have to contact them for their product information. Do your own research and you can decide whether you should purchase insurance from US companies or from overseas companies . We have sent you quote in a separate e-mail. Please let us know if you have any further questions. Have a great day!


Thanks a lot for this! Is it possible for you to highlight the significant differences between fixed and comprehensive?


Yes. Please read, /visitors-insurance/ The quote we sent you next to each plan there a check box. You can check the box and compare them side by side. Please let us know if you need any further information.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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