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Visitor's Health Insurance Question Hello, (1) Suppose one (non U.S. citizen) is visiting USA for 5 days and buys "Patriot America" insurance for 5 days. In case an accident happens during those 5 days, it is possible that the person may end up being in some hospital in USA until the person is fit to travel back and that may take many more days and possibly weeks. Will the insurance cover the medical bills for the entire hospital stay in that case (because the accident happened during the insured period) or will it pay only the bills covering till the end of those 5 day duration? (2) For a U.S. citizen visiting USA for short periods from India, two of the choices listed on your website are (a) "Liasion Continent A" and (b) "International Major Medical" by Petersen International Underwriters/Lloyds. Which of those two options would you recommend? (The person does not have any pre-existing conditions). Thanks
Hello, 1. The benefit period following termination of a policy for continued treatment is 6 months for Patriot America. If you will do a quote and then to the left of the name Patriot America click on the box to the left and then scroll up to the compare button it will show the main details of the plan. 2. I would choose Liasion Continent A because it is renewable in case the trip was extended or delayed you could renew it for as little as 5 days. The other plan is not renewable. Please contact us if you need further assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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