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Visitors Coverage.............. Planning to bring our parents for a visit to USA and Canada........ Could you please suggest the best visitors insurance which will also cover med-evac for our Dad (75 yrs) and a good coverage for Mom (61 yrs) as well? Two imp queries: 1. Is blood-work covered in your insurance? Dad needs to get blood-work done every 4 months for his kidney disease. 2. If a doctor prescribes a medication for either of them, will that also be covered? 3. Would we need two separate insurance coverages for both countries (Canada and USA)?
Thank you for your interest in purchasing visitors medical insurance for your parents. 0. Please note the emergency medical evacuation is the transportation to the nearest place where adequate care can be given. If something happens to them, it does not mean it would automatically transport them to India. Please read /emergency-medical-evacuation-to-india/ for more information. 1. Blood-work is covered as long as it is for the new medical condition that occurs after the effective date of the policy. In his case, something that he already needs routinely would not be covered. 2. Again, if it is for a new medical condition that occurs after the effective date of the policy, it would be covered. If they need anything for pre-existing conditions, that would not be covered. 3. You don't have to buy separate insurance plans for US/Canada. We have the plans available that would cover them in both the places. Please visit https://www.insubuy.com and enter the coverage area as 'International Including USA'. Please feel free to contact us at any time if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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