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Ask Our Specialists
I want to buy health insurance for my parents. Their nationality is Indian and age is 63 and 57 respectively. I checked your insurance quote online. I have following questions: 1) Do you cover Maryland residents? 2) In policy coverage, are cardiac diseases and conditions included? 3) Is any emergency condition included for policy?
Please see the answers to your questions below.
1. There are policies that are available to offer coverage in the state of Maryland to visitors not residents. Please see the links listed below for the available plan options.
Atlas America brochure & instant purchase link (This plan must be purchased before arrival)
Safe Travel USA Cost Saver brochure & instant purchase link
2. Plans will cover the new accidents and new illness that occur after the effective date of the policy. The plans will not cover pre-existing conditions, preventative or routine doctors' visits, or immunizations. There is a benefit for coverage of an Acute Onset of a pre-existing condition. Please use the link below for more information on this benefit.
3. The plans will cover for whatever is medically necessary for a covered expenses.
If you have any more question please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More