Ask Our Specialists

Thank you for your interest in purchasing visitors insurance for your mother. In comprehensive coverage plans, for the age 70 and above, the main decision factor would be whether you would like to purchase $50,000 policy max or $100,000 policy max. If you have a preference for that, once you let us know, I can guide you appropriately.

I am looking to get a comprehensive insurance for $100,000

In that case, you can consider purchasing Patriot Platinum America Insurance.

Thanks for responding . Why is this a recommended Insurance as opposed to Atlas ? Also are there benefits of buying it from Insubuy rather than from a any other web site? Thanks

For 70+, Atlas America only provides the maximum of $50,000 and you asked for $100,000. The price is the same no matter where you buy the insurance from. The difference is in the service. Look at /visitors-medical-insurance/ We have the largest portfolio of visitors insurance available in the U.S. market. We as a broker work for you and not for any insurance company. Most places are closed at this time of the day, but we are immediately answering your questions. Now, that is service. We help you not only during buying the insurance, but after buying, if you have any claims problem, we provide help as well. If you have any other questions, please feel free to contact us at any time.

Atlas America on paper seems to be a very solid option. I myself have purchased it 3 times. However Insurance is only good when you have to use it. Unfortunately i had a claim of $175 ones. With $100 deductible i only have a claim of $75. They took more than 6 months with more than 20 emails and phone calls. Customer service was absolutely pathetic. Felt like their operations is running from a Garage. BTW, this was for a doctor office visit who is part of their network and did direct billing. Atlas/HCC Medical did not pay and my account went for collection for just $75. This is ridiculous. I am yet to see posting where people have been happy with their claim system.