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Question:

Very Few Insurance Coverages for 70+ Hi, 1> I am looking for insurance coverage for my parents (father 70+ and mom 65-69) range. In the past for my in-laws had bought protection america. But looks like for 70+ range the only comprehensive coverage choice is World Med only & protection america is not available. I can take protection america for my mom, can you please provide input about world med & if you could suggest any other insurance plans not on the web site. 2> Also my mom & dad, would want to get dental coverage also, so that if required she/he can get her tooth extracted if it become too painful on her visit (as it is sort of loose already now). Is this possible with protection america /world med? protection america seem to be no covering this sort of a thing ? Please advise on my options. Thank you.

Answer:

1. For age 70+, Protection America covers maximum up to $50,000. If you put that amount, you will see. For $100,000 for 70+, WorldMed is the best option. In fact, lot of people whose parents are in age group that is similar to your parents choose the combination of WorldMed(Father)/Protection America(Mother) that want $100,000 coverage for each person. WorldMed is a very good plan. 2. Protection America covers $100 in emergency dental. For a more meaningful coverage, consider purchasing Careington, available at /individual-family-dental-plans/ It is $11.95/month for family and one time application fee of $20. It is an excellent dental plan.

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