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Ask Our Specialists
Travel insurance for 6 months Hi Insubuy team, I am looking for travel insurance for my spouse(age 27 years) and son (2 years) for 6 months duration to buy from your website. I will be travelling to San diego,CA. Based on the Insubuy website, I had shortlisted Atlas America ($50000) coverage plan. 1) Can you let me know if this suitable? Or would you suggest anything else? 2) Can you confirm if it is a HMO/PPO plan? Will I be able to consult any Paediatrician directly in the network without Co-pay charge? Regards, Concorde24
1. Yes, Atlas America is suitable. 2. It is a PPO plan. You can go to specialist directly. However, there is no concept of copay in short term plan. Please read /atlas-america/visitors-insurance/ to understand how the plan works.
Hi Insubuy team, Thanks a lot for your response. 1) I do not have an US credit card/bank & billing address. Can I use my AMEX card with indian billing address for purchasing the policy online? 2) Also if I purchase Atlas America plan, do I need to notify the provider before visiting the doctor or can I directly visit them and show the card to them. Regards, Concorde24
1. Yes, you can use that card. 2. For minor things, you just visit the provider directory. However, for major things, you must inform first. It is called precertification. Please read about precertification in the brochure at /atlas-america/visitor-medical-insurance/ I hope that answers all your questions. If you have any further questions, please feel free to post them here or contact us at any time.
Hi Insubuy Team, Thanks for your prompt help. I had purchased the policy via your website today. Regards..
You are very welcome. If you need any help at any time (even after purchase), please feel free to contact us at any time.
hi Insubuy team, Thanks for your excellent help during purchase and modification of the policy. Regards, Concorde24
You are welcome.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Learn MoreWhy purchase insurance from Insubuy®?
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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