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Ask Our Specialists
We are interested in the Sate Travels USA Comprehensive policy $255.00 I would just like to clarify that I am understanding this wording correctly before we purchase this cover. 1. My mom (84 at the time of travel) will be cover from the minute she leaves her home country South Africa travels to the USA and Canada and until she returns back to her home country ? 2. As per my earlier mail I confirmed that my mother does take medication for Hypertension and is a type 2 diabetic. These two conditions are fully under control. Does the wording "Acute onset of a Pre-existing condition" mean that should she suffer a sudden heart she will be cover up to $15000.00 or should she have a sugar attack she will be cover up to $15000.00. |So basically you will only be cover for one of your two conditions should they occur. Hopefully one goes on a holiday and nothing happens but at this age one must take all the necessary steps to ensure that all is in order just in case. Please can you confirm if I am understanding this correctly.
To answer your questions:
1. Yes, she will be covered from the time she leaves her home country to the time she returns.
2. The Acute onset benefit is $25,000 for her age unless the acute onset is related to cardiac disease or condition then the benefit is reduced to $15,000. To be covered under the Acute onset benefit the situation has to meet the definition of an acute onset based on the certificate wording.
If you have additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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