- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусскийChange Language
Ask Our Specialists
Questions regarding visitor insurance Hello, My parents are visiting USA. I'm looking for some visitors insurance for them. My dad is 70 & my mom is 59. I looked at your products. I'm looking for comprehensive plan. Which plan would you recommend? Though we are going to the provider from your providers list, what if they don't accept the insurance & ask us to pay upfront? That means, why are they in your providers list? If we want to buy the insurance for 3 months, then do we have to pay the whole premium at once? Can we pay on a monthly basis? If there's any claim within that 3 month period, will that claim be covered even after the plan expires? Do we have to inform you to cancel the insurance, even after the plan expires? What's the difference between seven corner plans, Trawick plans, hcc plans & IMG plans? Please provide all the information for my questions.
Thank you for your interest in purchasing insurance through us. 1. We would recommend the Safe Travels USA Comprehensive insurance plan for your father and the Patriot America Plus or Atlas America for your mother. 2. If the provider doesn’t bill the plan directly you can search for a different provider or pay out of pocket and file a claim for reimbursement. The in-network providers have agreed to negotiated rates. If you enter the dates for a period of three months then that is the amount you will pay for. 3. If you would like to purchase for one month enter the date for one month and then renew the policy. Whenever you renew the policy there will be some renewal fees. Most of the plans has $5 renewal fees. If new illness/injury occurs during the policy period and the claim is filed timely then yes the claim would still be processed. 4. You do not have to notify anyone to cancel if the plan expires. 5.IMG, HCC, and Seven Corners are the administrators for the different plans. They are all rated A or better with the AM Best. You can compare those plans at www.insubuy.com Please feel free to contact us if you have any further questions.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More