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Question:

Protection America vs. Patriot America I am bringing my mother to US, she is 60 yrs old, a diabetes patient (presently under control) please let me know which insurance plan is better, for your info I got following result from the web site, please advise which one is best. Protection America $ 794.20 Patriot America $ 782.00 Am presently on vacation in India. Would appreciate you mail your response ASAP. Please also let me know whether getting the insurance from US is better or India. If India please let me know the best company to go with.

Answer:

Protection America is better version of Patriot America. You can make instant purchase of Protection America at /patriot-america-lite/visitor-insurance/ It is better to buy insurance from US company (or at least the company with US administration) as you get health insurance, it has PPO network, direct settlement of claims, renewable, refundable etc. which you may not get if you buy from India. Also, both Protection America and Patriot America are comprehensive coverage plans. (/visitors-insurance-comprehensive-coverage-plans/) while many plans from India are fixed coverage plans (/visitors-insurance-fixed-coverage-plans/) for ages over 55 years.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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