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Ask Our Specialists
My Protection America plan I bought the protection america plan for my parents from insubuy.com and i had to take my mom to the emergency care when she hurt her eye. Fortunately nothing happenned and the doctor just examined her eye and said it will cure by itself. Now I have received a bill of $512 which i have to pay in totality as my deductible is $1000. Can i dispute this amount with the hospital as i feel this is really an unfair amount? The whole procedure in the hospital took only about 20 mins and there was no treatment of any kind etc done. Prashant
If you have $1000 deductible, you will have to pay that first before insurance company pays anything at all. Therefore, you will have to pay that $512 yourself. In my experience, $512 is a very reasonable amount. Most of the times, when people go to the emergency room, the bill is between $1000 and $2000, even if they don't do any treatment. I am telling this based on my personal experience with my own family members and also based on myself being in this business for so many years. Therefore, in my opinion, you should simply pay $512 to the hospital. Having said that, it would be entirely between you and the hospital how you would like to handle that amount.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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