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Ask Our Specialists
I am getting ready to purchase insurance with your company. When reading the terms and conditions I was confused about the line saying "I request and authorize IMG to charge my credit card periodically as payment installments become due for premiums" At the payment step I am seeing a total charge of 345 dollars for a year of coverage. Will this be charged in monthly installments? Or does this mean there may be other charges that are not covered under the $345? Can I purchase insurance without authorizing future charges to my credit card?
This statement under the terms and conditions is gives authorization to charge the card for the current premium. The Patriot International plan does not have an option for installment payments, however, IMG does have plan options that do which is why this information is mentioned in the terms and conditions. You are only charged the premium based on the dates you enter in the application. If you decide to renew the coverage, you will again have to re enter your payment information, and provide authorization.
Please let us know if you have any additional questions.
You may also obtain assistance over the phone by contacting our office at (866) INSUBUY.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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