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Question:

Maryland Renewal Atlas America Hello, I have bought insurance a few times before for my parents from you. I live in Maryland - and the new requirements are a little confusing. I am looking at the Atlas Comprehensive plans. I understand the part that says that if the parents are already in the US, you cannot buy this plan, My parents are not here yet. My question is about renewals - they will be here for 6 months and I would like to buy this in 3 month increments. Will this Maryland requirement cause a problem with the renewal i.e. if I buy now for 3 months (prior to their arrival), when I try to renew, will there be an issue as at that point, they will already be here in Maryland. Should I just buy it for 6 months right now ?

Answer:

As long as you purchase the policy before they arrive, then you would be able to renew it as needed. So you could purchase it for 2 or 3 months and then renew it before the expiration date. However, if the policy were to lapse/ expire and was not renewed on time, then at that point you would not be able to re-purchase. Please let us know if you have any further questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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