The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
LiasonMajestic Vs PatriotPlatinumAmerica for age 70 Dear Insubuy Manager, My father is visiting for 2 months, he is 70, no major ailments history. But he has BP which is under control with medication. (he is bringing enough medication, he has also visited US ealier when age was < 70 ) I see very few options for persons for 70+. I need a policy that will cover for something like a heart attack (no prior history). Is it a foregone conclusion that heart attack / stroke will always be tagged as a preexisting condition of BP? Or is it dependent on the attending physicians comments on a per incident basis? There is not much coverage in LiaisonMajestic for pre-existing conditions for 70+. Is it advisable to buy PatriotPlatinumAmerica instead ? What do you recommend for someone 70, with mild BP condition under medication. Thanks for your time, sm_inplano.
Heart attack can be caused by a variety of reasons. Just because you have blood pressure, it does not mean that the heart attack is automatically considered as pre-existing condition. At that same time, just because the person never had the heart attack, it does not mean that heart attack will be covered automatically. It all depends upon the individual case. The claims department will determine based on the attending physician statement and the medical records, whether something is a pre-existing condition or not. Liaison Majestic provides a $200 per night for every night spent in the hospital due to heart attack or stroke that is due to pre-existing conditions, max $3,000. There are no network negotiated fees for the rest of the expenses, as $200/night is given just as indemnity and not processed as a claim. Other than that, Liaison Majestic has policy max of $60,000 while Patriot Platinum America has policy max of $100,000. After deductible, Liaison Majestic is 90/10 for first $5,000 then 100% up to policy max. Patriot Platinum America has 100% up to policy max after the deductible. Therefore, I believe that Patriot Platinum America overall provides much more coverage than Liaison Majestic for new medical conditions, based on the policy max and the coinsurance. Therefore, I would recommend you to buy Patriot Platinum America. However, as you now know the exact pros and cons of each plan, you make a better educated decision. If you have any further questions, please feel free to post them here or contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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