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Ask Our Specialists
I am planning an overland road trip from Argentina, up through South- and Central-America, then Mexico in to the United States. I am looking for an appropriate health insurance plan that will cover general and unforeseen medical expenses, including accidents that might occur during the overland travel with a motor vehicle. I will be driving a car back to the United States through Argentina, Bolivia, Peru, Ecuador, Colombia, Central America and Mexico. I am 28 years old. My home country is the United States, where my address of permanent residence is. Based on some of the plans I have reviewed, some provide coverage for a time once I arrive back in my home country, correct? As I will be unemployed for a spell upon my return to the USA, ideally I would still have some minimal coverage in home country USA. The dates of travel are from 15 January 2017 to 31 May 2017, arriving back to home country mid-late April or early May. Can you please provide me with some guidance regarding medical coverage for these circumstances? Many policies I have viewed on your website seem good, but they are all so similar in many ways that I am having a difficult time navigating the options to determine what best suits the needs of my situation briefly described above.
Thank you for response. Based on the information provided below we would recommend purchasing Safe Travels International Cost Saver plan. This plan will provide coverage anywhere outside of your home country. This will not provide coverage in the United States. We would recommend purchasing a short term domestic insurance plan to cover you while in the U.S. until you are eligible to purchase a Long Term plan. Please use the links below to view plan options available.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Purchase annual multi trip travel insurance for your travels.
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