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Insurance: Pre-Existing condition I am an international student .I would like to know about coverage of insurance for ingrown toenail,right now I don't have any insurance,so what kind of insurance I have to buy for coverage . Could you please help me for purchase of insurance.?
Thank you for contacting Insubuy for your insurance needs. However, there are no plans that you can purchase to cover a pre-existing condition. Since this is something that has occurred before the effective of the policy unfortunately this will be an out of pocket expense. Please feel free to contact our office if you need any further assistance.
Thanks for your response,Generally does Insubuy covers toenail treatment.?
Insubuy is a broker and we offer several plans and in most cases the plans would not cover toenail treatment unless it was medically necessary for a new illness or injury that occurs after the effective date of the plan. There are some plans that explicitly exclude this type of treatment. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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