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Ask Our Specialists
Dr. Visits for Pre-Existing Conditions I have previously purchased travel insurance from you for my in-laws and now I am looking for a travel insurance for my dad who is planning to visit me in the USA from India. My father (72yrs) has wet macular degeneration in both his eyes and was taking injections for the same. He is currently off the regular injections except once in a while if his doctor feels the need based on monthly OCT scans. His current doctor has advised him to do regular OCT scans to check if any issues arise that may require further injections to prevent the condition from getting any worse. One eye is beyond repair and current scans are only for the other eye. I am trying to figure out how I can continue his OCT scans while he is with us in the USA. Could you please let me know what kind of insurance I need to purchase and what kind of coverage he would get specifically for a. monthly OCT scan(one eye) (how much would he need to pay out of pocket) b. in case he needs an injection in one eye (Accentrix / Lucentis) (how much would he need to pay out of pocket).
Thank you for your interest in purchasing insurance through us again. As you know we provide insurance from many companies. None of the short term plan for an international visitors will cover routine maintenance or dr. visit for the existing conditions. So if you need to visit dr. for any of his existing conditions that will be excluded. However, We have many plans that covers acute onset of pre-existing conditions up to age 89 yrs.( updated 08/15) . Please find information at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ If you send his travel date, which state do you need coverage will be glad to send you quote also. Meantime, you can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans. You can narrow by plans with pre-existing coverage and compare them side by side. If you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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