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Question:

Doubts I will get to the States next July and I'm interesting in buying your insurance (WorldMed plan with optional Hazardous Activity Rider) but i red the policy and I have a doubt now... At the beginning of January I had an operation at my left foot (valgus big toe). Nothing serious and I have no problem now with my foot. Can it be considered a pree-existing condition that the insurance don't cover? Thank you for your attention. Patrizia

Answer:

Yes, it will be considered as pre-existing condition.


In this case doesn't the insurance cover only problems regarding or associated with my foot or any problem regarding my health? Thank you for your reply. Patrizia


Insurance plan will cover any new medical conditions, injuries or accidents that occur after the effective date of the policy. It will not cover anything related to pre-existing conditions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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