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Question:

Due to previous insurance of 48 years, I need a policy that would cover Covid-19 ONLY for return to Costa Rica in June. It must NOT be general coverage as I would lose this existing insurance from an injury in 1972 and court award. For this reason I have never attempted to obtain Costa Rica Residency. I am a US Citizen, 73 years old. Great health, take no medications and other than age no health conditions to make me prone to Covid-19. Type O Negative Blood as type O is said most resistant.

Answer:

Thank you for contacting Insubuy. We have a few plans that will include coverage for COVID-19 as long as it were to manifest in the body after the effective date. Keep in mind these plans are also designed to cover the new illnesses and injuries that manifest in the body after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. If you are needing to meet the requirements necessary to visit Costa Rica, you may view the available plans in the Costa Rica Travel insurance section of our website. However if you primarily reside in Costa Rica, we would be unable to offer you such coverage and you would need to contact the Costa Rican government to acquire insurance to meet their standards. Should you have additional questions, you may also call our office at +1 866) 467-8289.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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