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Question:

Do you provide a cashless insurance card which will be sent to our mailing address in USA.Will you give a list of affiliated hospitals in the mailing address area who can be approached for treatment if required.

Answer:

If you are referring to Visitor plans, they will provide an ID card after purchase. Some plans supply only 

electronic ID cards you print out and some plans will also mail plastic ID cards through postal mail.


Direct billing is up to the provider.  They will either bill the insurance company or have you pay up front and 

file a claim. That decision is up to the individual provider and not the insurance company.  Therefore there is not a cashless plan concept for visitors.


Plans that have PPO networks will provide a search link for you to locate in-network providers for negotiated rates. Some plans do not have a PPO network.  You may also go out of network for covered expenses but will have higher out of pocket costs.  Also, in network doesn't mean they will direct bill, it means for covered  services under the plan, you would receive the negotiated rates for those services only.

If you have any additional questions, please let us know. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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