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Question:

Buying an insurance for my wife and kid My wife and kid visiting me for 58 days approximately next week on B1/B2 visitors visa category. Wife age 30 year old. Kid 7.5 months old. When I went on the website insubuy.com ...I selected 05/22/2016 arrival and 07/19/2016 departure date and kid 0-9 age -1 kid and age of applicant 30 years and state -Texas....category non US citizen. I got the quote for "0" deductible approximately 216 $..... the only question is "" Applicant - 216$- 500000$ child- 0$- 500000$ SO my question is ....child will be covered with the same separate amount of 500000$ Maximum as there is 0$ mentioned in front of child on this website. Another thing is what is the difference between "atlas america insurance" And "atlas travel insurance" Please reply urgently. As I want to go for your company as it is the best for the cheapest price. It is urgent. I need to buy by tonight.

Answer:

Thank you for contacting Insubuy for your insurance needs. The policy maximum you select is per person. Since you are purchasing the insurance for your wife and child, the Atlas America plan does not charge a premium for the child. Underneath the Atlas Travel umbrella there are two plans available depending upon where you are traveling. You would purchase Atlas America when traveling to the United States, and Atlas International traveling internationally. You may purchase the policy online using the link below or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know Atlas America: /atlasamerica-insurance/


My only question is that I chose 30 age of applicant. 0-9 age kid - one kid 7 .5 month old 500000$ to 600000$ category O$ deductible 58 days duration Texas state Non us citizen Then they showed me 219$ in front of applicant. But in front of child it showed 0$. But it also showed 500000$ in front of both . Please clarify. Whether it showed 0$ for child. But child coverage would be included even if it mention child payment 0$ ....n to 500000$ maximum????? This is all for comprehensive plan atlas america.


The policy maximum is per individual. If you selected a maximum of $500,000, then both insureds would have a policy maximum of $500,000. If you have any additional questions please let us know.

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