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Question:

I am a citizen of Russia. I would like to insure my health and life during my stay in the United States visiting relatives ( from 08/21/2019 to 09/22/2109), but I do not know how to do it correctly. I listed my son (a U.S. citizen) as the beneficiary. Do I need to write his U.S. address? If the insurance documents come to this address, how do I get to the United States without them through Finland, where may I have to show them to proceed freely further - in the United States? How to pay for the insurance policy? Can I pay online with a Visa card with ruble content? Will there be an automatic conversion to dollars or do I have to have a dollar Visa to pay immediately? Will the insurance documents you send me by e-mail to present in the transit country-Finland-be valid? It is not very clear how to fill in some fields in your form. Does it matter that my place of stay will be Michigan for the possible use of your insurance?

Answer:

Thank you for contacting Insubuy for your insurance needs. You can list your son as your beneficiary but an address for him is not required, you only put his name. The only thing that some plans mail is an ID card so you can put whatever address you want. All of your policy documents including a visa letter that you can print and carry when you travel will be sent in the confirmation email. You can use whatever card that pays in US funds. There is no restriction for Michigan. If you have additional questions please feel free to contact our office.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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