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Ask Our Specialists
Visitor Insurance For Mother Hi, My mother is 50 yrs old and touch wood is very healthy and never requires to visit any doctors. She would coming to visit me in Des Plaines, IL end of this month. I have already looked up on various options that are available. I was thinking to go for fixed plan coverage. Could you please let me know any drawbacks apart from the limited limit set by the insurance providers?
Fixed coverage plans provide only a limited benefits plan. Therefore, you will have to pay the difference yourself, no matter how high it is. If the fixed coverage plans were enough, there would be no reason for the comprehensive plans to exist as no one would buy them at 2 to 3 times higher price. Please note that the probability of someone getting into a new medical condition is the same for a given age, whether healthy or not, whether you buy fixed or comprehensive or nothing. However, when something happens, how much you are covered is the difference. Therefore, we recommend you to buy the comprehensive coverage plans. At the end, it is your decision as long as you understand both the types of plans and make an educated decision. If you have any other questions, please feel free to contact us at any time or post them here.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More