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Ask Our Specialists
I'm an international student here in the US and I'm graduating this term. However, I have applied for OPT starting in April and I'm no longer covered by my university for health insurance. So, I would like to have health insurance from Insubuy. I want to ask about a quote for health insurance during my OPT from Insubuy. I would also like to ask: - how does the insurance work? - when does the coverage start? - what kind of coverage do I get? (like eyes, teeth, etc) - how much is it per month? - how long is the contract? Can I cancel the insurance anytime I want? Would you please explain to me how it all works?
Thank you for contacting Insubuy for your insurance needs. The plans available for someone on OPT will primarily cover you for new illnesses, injuries or accidents which occur after the effective date of the policies. They generally do not cover pre-existing conditions, routine doctors' visits or preventative treatments. There are some options that will provide coverage for pre-existing conditions after either a 6 or 12 month waiting period.
Please view the OPT section of the website for more information on the plans available.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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