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Ask Our Specialists
Health insurance for visitors to USA: Pre-Existing Conditions I will be visiting Hawaii in August for 14 days and would like some advise on policies available to cover me as I had a mild heart attack in 2010 when they inserted 2 stents and have had no problems since. I was also diagnosed with crohns disease in 2009 but have had no hospital admittance or bowel obstruction issues and both these conditions are well controlled with current medications. I travel on a British passport but reside in New Zealand and am 61 years old at present ( birthday due in 15 days) and have never smoked. If you can also advise what you would consider a policy cover amount required should I need hospital treatment as I am unaware of the average costs of medical treatment in the USA but have heard it can be expensive Thanks for your time
We have many plans for visitors to the US at www.insubuy.com where you can enter the required information and see all the available plans. I would recommend a plan called Atlas America. Since there are no plans on the market that will cover a pre-existing condition, the Atlas America plan will cover an Acute Onset of a pre-existing condition. Here is the brochure and instant purchase link for the Atlas America plan: /atlasamerica-insurance/ More information can be found here regarding the Acute Onset benefit: /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please feel free to contact our office if you would like additional information or have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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