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My parents are currently visiting US and I'm considering if I should extend their travel insurance. I was wondering if you could help me identify if they are covered for coronavirus? They are using the Atlas America plan. My mother came to US on about 11/31/2019, and my father 12/31/2019. They both came from Wuhan, Hubei, but they were both good (with no claims) until now. Due to the changing situation in the world I want to know if their insurance cover them for coronavirus now? I really appreciate your help!


As of March 11, 2020, in most visitors insurance plans (including Atlas America) for the U.S., there is no specific exclusion for coronavirus. Therefore, if you are infected with coronavirus while visiting the U.S., it would be treated just like any other illness, and subject to the general terms and conditions of the policy.

Exception: PIU plan called 'International Major Medical' specifically excludes coverage for the coronavirus.

This situation is changing very fast. Therefore, before making any decisions based on this answer, make sure to confirm the most recent situation

For more information you may also refer to this link.

Please let us know if you have additional questions or need further assistance.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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