The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
In the unlikely case of premature birth of child - this case would be complication of pregnancy and would be covered by insurance or not? Also in case of an accident of eligible medical expenses, do we need to cover all expenses ourselves and insurance company would reimburse us afterwards, or would insurance company communicate with medical centre directly without our involvement?
Any complication that arise due to complications of child birth are not covered. The pregnancy complication is for complications that arise prior to child birth. These instances would include and ectopic pregnancy, spontaneous abortion, hyperemesis gravidarum etc. No compilations related to child birth, on complications that arise during the first 26 weeks.
Pregnancy Complications does not include : false labor, edema, prolonged labor, prescribed rest during the period of pregnancy, morning sickness and conditions of comparable severity associated with the management of a difficult pregnancy, and not constituting a medically distinct condition.
As far as billing, it is at the providers discretion whether or not they would like to bill directly or have you pay out of pocket. Typically in network providers will bill directly, so it is most beneficial to seek treatment from in network providers.
If you need any further assistance please feel free to contact our office.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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