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Ask Our Specialists
My question is simple, when an airline "simply" decides to cancel a flight; not due to weather or strikes or anything like that, maybe they do not have a replacement plane for one with a problem, or there are not enough people etc. (has all happened to be by Spirit Air) and Spirit does not refund me my ticket; also happened to me can I buy Insurance to cover such happenings? I have to fly Spirit to a city and I want to be prepared.
There are numerous Trip Insurance products that can offer coverage for trip delay, loss of checked luggage and cancellation coverage. This is just dependent on the product. Unfortunately, there isn't a product that will refund the cost of your ticket if they cancel the flight the day of. Typically that would go through the airline, as they are responsible for returning your money if services were not rendered for what you paid for. The only other option that could be beneficial to you is a product with the Cancel for Any Reason benefit, however such benefit can only be acquired if purchased within a certain number of days of the initial trip payment and typically has to be used 3 days prior to the trip if you intend on canceling. Please review the products and their certificate wordings for full information on eligibility and benefits. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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