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Ask Our Specialists
Hello. I am purchasing travel and travel medical insurance for a trip out of the US. I was forced to cancel a previous trip due to covid19 and I received an airline credit at that time. I used the airline credit to pay for a portion of my upcoming trip tickets. Although paid for with a credit, this flight is nonrefundable and I will still be out that monetary value if something were to affect the trip this time. Am I able to include the full value of the airline tickets in the trip cost, or only the portion that I paid cash for this time?
Customers can insure a voucher they received from a previously booked trip. They can insure the pre-paid non-refundable amount. If they end up receiving a higher credit in their voucher (for example, we have some customers who received an additional 25% as an incentive to rebook), they can only insure the actual cash they paid, not the value of the voucher. At the time of a claim we would ask the traveler to provide proof of how much they are out of pocket - how much they originally paid.
We use the date the arrangements are made using the voucher as the initial trip deposit date, which allows customers to be eligible for time sensitive benefits.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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