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Question:

I will be flying to Argentina on January 12th 2020 from Cancun, Mexico and will be boarding a cruise ship to Antarctica (Falkland Islands, South Georgia and Antarctic Peninsula) on January 16th to 31st. I am looking for an emergency evacuation insurance from the cruise ship in case of medical emergency. I believe that evacuation from a ship needs to be done by helicopter. I haven't been able to find the specifics about emergency evacuation in your general conditions. I have followed the Cruise ship insurance link but it seems to bring to a regular travel insurance, without any referral to cruises. Could you please send me detailed info and general conditions of your cruise ship insurance, clearly defining if helicopter evacuation is included? I am an Italian citizen, legally residing in Mexico.

Answer:

Travel medical insurance plans will also provide coverage during a cruise as well as emergency medical evacuation and repatriation. Medical Evacuation is the benefit which provides coverage for transportation charges (including via helicopter) associated with either evacuation to the nearest qualified medical facility or repatriation to the country of residence. You may learn more information regarding this benefit by viewing the certificate wording.

If you are primarily concerned with having the medical coverage we would recommend a plan like the Patriot International. If you would like a plan that includes the medical coverage, but also would like to insure non-refundable your trip cost in the event you are unable to travel due to a covered reason we would suggest the Safe Travels Multinational Trip Protection plan. Please use the links provided below to view the plan details:

Patriot International

Trip Insurance

If you have any additional questions please let us know.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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