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Travel Medical Insurance

Question:

I am wanting to get an insurance quote! I am planning on going to Nicaragua at the beginning of the year and staying there indefinitely. I am looking for something that covers all travel internationally, rather than specifically for Nicaragua, in case I go somewhere else, too. I plan on getting a teaching certificate, and I am sure how long I will be in Nicaragua! I am a 27 year old American, and I haven't been out of the country since June 2016.

Answer:

There are several plans that will cover you anywhere outside of your home country of the United States. Please look at our Travel Health Insurance section to view the plans. These plans are designed to cover any new accidents or illness that happen after the effective date of the policy. These plans will not cover routine or preventative care, pre-existing conditions, or maternity.

You can also take a look at Expatriate Worldwide Medical Insurance plans that will cover you at a more comprehensive level as these are major medical plans, but these plan will be considerably more expensive and will require medical underwriting and for the covered individuals to remain outside of the United States for at least 6 months out of the year. 

Please feel free to contact our office if you have any additional questions about either options. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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