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Claims Process Thanks! Can you also explain how the international including USA insurance option works? Is Singapore in the list of covered countries? Will the benefits internationally be similar to what we get in the US? How will we find a doctor or hospital? Also, how will the claims process work? Will it be cashless (after the deductible is met) or will we have to pay the bill on our own and then file for reimbursement?
The international including USA options is simply a filtering field to filter out plans in the quoting screens. Plans will cover anywhere outside of the Home Country. There isn’t a specific hospital that you would be required to go to outside of the United States. You are free to visit any provider that you choose to obtain treatment. Any provider can bill directly which would in turn make the policy cashless but it is at the providers discretion on whether or not they would like to bill directly. In the event you need to pay out of pocket you would then file a claim for reimbursement.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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