Ask Our Specialists

Thank you for contacting Insubuy. We are a broker, and offer all of the major plans on the market. Most of the plans will give you a pro-rated refund for the unused portion of the insurance minus a cancellation fee as long as no claims have been filed since the effective date. We would be more than happy to recommend the appropriate plan. In order to do so, can you please list the visa requirements? You may also obtain a plan recommendation over the phone by contacting our office at (866) INSUBUY.

The visa requires a coverage of emergency medical expenses up to $50,000 and repatriation and no copay or deductible. These conditions will have to be stated on the letter provided. Speaking of which, will this letter be available to download immediately after subscription? As far as refunding goes if the cancellation happens at say the 6 months mark, the value of those 6 months will be refunded minus the fee as long as the insurance wasn't used, correct? Thanks for your help,

Yes. We have many plans that meets Schengen visa requirements. You can purchase Atlas International plan. As soon as you purchase insurance will receive confirmation by e-mail which will have a link to print visa letter and other important documents. Atlas International brochure, instant purchase and other useful information, /atlas-international-insurance/ You don’t need to purchase this insurance for whole year. You can purchase for 6m and then renew the policy. There will be $5 renewal fees. You can also cancel the policy there will be $25 cancellation fees and rest pro-rated premium you will get refund as long as there is no claim has been filed since the original effective date of the policy. You can also find more Schengen visa plans at, /schengen-visa-insurance/ Please review this and if you have any further questions feel free to contact us.

Thanks for your answer, the visa requirement states the following : 1. Proof of medical insurance : you must bring proof of a valid overseas medical insurance with a minimum coverage of 50,000 US for emergencies and repatriation and NO deductible or co-pay. The letter provided by your insurance company MUST clearly state these conditions. Will these conditions be clearly stated on the letter as required by the consulate? Thanks for your help,

I have attached a sample visa letter as per you request. The letter will state the sub-limits available under the plan. Once you complete your purchase this letter will be available to download within 30 minutes. If you have any additional questions please let us know.