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Question:

I entered US January 2016. Understood I could apply for Medicare when I had been here 5 years. At present insured through Marketplace. Telephoned Medicare in December was told to ring again in January. In January was told since I did not become a Permanent Resident until 13 January 2016 I should apply in March for 2022. In March I was given all the information about costs and informed that I had until 1 September to formally apply to enrol. I phoned in June to enrol and was given 13 August appointment. Had conversation today 13 August and was told I would start paying today if I enrolled now or I should ring again in December for cover to begin in August 2022. My question now is if cover does not begin until August 2022 I will need to insure again through Markerplace but since I will be eligible for Medicare will I be penalized because I will appear to have not accepted Medicare when I could have.

Answer:

We would be unable to advise on this situation as we do not offer domestic insurance. You will want to verify this with a tax professional if you think you may be penalized. Have a great day!

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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