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Ask Our Specialists
Maternity Insurance Wait Period I am currently in US in dependent Visa. I do not have any insurance yet since I will be traveling back to home country in 2 months for 6 months. If we plan to conceive when I am here (in a month) and deliver the baby in US, what isurance policy would be good? My husband is in H1B and I am in H4. I heard maternity and baby coverage case is treated different in Insurance policy. Do I need to get insured before a long period that we conceive? What is the wait time? Can I get insured at least before getting pregnantMy husband has ongoing insurance coverage from past 5 years. I am looking for some full coverage. Please suggest.
There is no such individiual insurance. Inquire at your husband's work place if they can enroll in their group health insurance that would meet your requirements.
If I decide to wait for some time: 1.What is the minimal duration of wait period? 2. Can I get an insurance separately, if my husband's company does not have any facility to include dependants? Thank you.
There is no such insurance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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