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Question:

I'm writing to inquiry about the insurance. I have purchased the plan C of Inbound USA. I feel a little pain of my tooth, maybe is dental caries, so I plan to have a check. Would you please tell me whether the insurance will cover this fee or what kind of the service will be covered? In addition, one of my tooth was extract. If I want to implant a tooth in a hospital, what kind of service will be covered by the insurance? I would appreciate if you can help me to clarify the policy. Looking forward to your reply.

Answer:

The plan you have is a medical plan so doesn't offer coverage for dental treatment. The only dental type coverage your plan offers is injury to sound, natural teeth. For example, if you are in an accident and you have an injury to your teeth then the plan would allow up to $550 which is the fixed amount from your schedule of benefits. For the pain that you have mentioned you would have to pay out of pocket for the services related to this situation. If you have any additional questions please feel free to contact our office.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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