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Ask Our Specialists
We live overseas, but my daughter who is a US citizen will be coming to the states to study for college. I was wondering if there is any insurance plan you offer for people in her situation and if so how much would it cost per month? or - What is the title of the plan so that I can possibly look up the options?
If your daughter is coming to the U.S. to attend University they will offer her insurance through the school. That would be the recommended option.
If for some reason the school does not offer coverage she would be eligible for domestic insurance through the Healthcare Exchange in the state in which she will be residing and once arriving would have to contact them to enroll. This would be the 2nd recommended option.
Depending on the state that she is coming to we do have a short term medical plan that she may be able to enroll into however it is not ACA compliant meaning that it covers for new illnesses and new injuries that occur or manifest after the effective date. The plan will not cover things that are preventative routine or pre-existing.
You can check the Geographic restrictions plan link to verify if it will be available in the state in which she will attend school.
Please be advised that the university may have requirements when it comes to the insurance plans the students have. They may require an ACA compliant plan and if they do then you would have to opt for the plan offered through the school.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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