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Ask Our Specialists
Blue cross application I have a question. I have a collapsed disc, herniated discs, bone spurs and arthritis in my back. Would my entire back be eliminated and if so, would I qualify to go into a type of high risk pool and how much more would that be for my policy? I'm applying for the Select Choice Plan III Blue Cross Blue Shield. I also have a deviated septum. Right now I'm still covered under my group insurance.
Such questions can be answered for sure only after you submit the application with all your medical details and it goes through underwriting. That is exactly what the medical underwriting does. You are welcome to apply online at /short-term-health-insurance/ If you have any other questions, please feel free to contact me at any time.
Thanks, I'm in the process of completing my application now. If one is accepted into a high risk pool, do you know if the coverage would be the same as the actual policy I'm applying for or would they give me a different policy with different features?
Again, that can be determined only once the underwriting is complete. Before you commit to anything, you will be given a choice regarding what you are getting at what price. If you choose to accept it, good. If not, that's fine too.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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