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Question:

I found your site thanks to another Au Pair currently living in the USA. I need to purchase a Travel/Health Insurance for two weeks, from August 25th to September 8th. I have several questions: - I don't really understand the "Deductible". I read the description but don't know what this means. - I plan to rent a car in California and I know the Rental Cars Agencies ask us to be covered , otherwise we have to pay an extra for the LWD. Does the insurance your provide covers Car Rental Insurance needs?

Answer:

The deductible is an amount you choose to be responsible for in the event of a claim. If you go to a doctor for a new illness and you have chosen a $250 deductible then you will have to pay the first $250 before the plan will pay anything.

The plans do not offer rental car coverage. If you need additional assistance please feel free to contact our office.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Most schools require international students to purchase health insurance.

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