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Question:

I'm an American and my wife is a Mexican National and we both live in Ensenada. I'm looking for an insurance plan here in Baja Ca for us both. I don't know where to start. One thing I do know is we do not want the public health insurance Seguro Social provided by the government.We are looking for a plan that allows us to go to a Dr. when necessary for test and preventative checkups. Can anyone help with what's available here for us?

Answer:

Our plans cover someone when traveling outside of their country of residence.

We would not have plans that can cover you where you live.


You state you live in Ensenada but are looking for coverage in Baja Ca. If you are stating you are

going to be traveling to California, we would have plans for travel medical, however, those plans cover

for new illnesses and new injuries contracted after the effective date. They would not cover for the things  you 

mentioned such as preventative care, routine maintenance or pre-existing conditions.


If you have any additional questions, please let us know. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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