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Question:

Want to buy patriot platinum plan Hello I am a new immigrant plan to arrive U.S in june for the first time ( in san francisco)and want buy health insurance before travel. I have some question about your plans. thanks for answers: 1- Is difference between a traveler and an immigrant? because it is first travel i dont have green card yet?I want buy PATRIOT PLATINUM AMERICA plan. 2-If i get sick is it possible to bring me back to my home country in IRAN?Is the plan include that? 3-Is it important where i buy it online?for example from INSUBUY.COM or IMG site directly? 4-With choosing express mail ( 20$ is price)could i receive insurance card within 3 weeks in Iran?( DHL works here) 6-How i can find international providers?In search page for international providers(First Health network) need enter an ID that i dont have yet. my travel is from DUBAI and LONDON . How can i sure about that?although i am not old(34 years old)and have pass a full clinic health examination in immigration process but want know exactly what happen for example i get stomachache. best regards,

Answer:

Thank you for your interest in purchasing Patriot Platinum America plan. 1. Yes, you are eligible to purchase the Patriot Platinum America plan. We list the plans in different sections to make it easier for people to understand, but in either case, you are eligible to purchase it as you are not even yet in the U.S. 2. Please read /emergency-medical-evacuation-to-india/ Even though the article talks about India, the same rules apply for any other country as well. 3. Purchasing it online is the most convenient, efficient and quickest method to purchase. You can purchase it online at /patriot-america-platinum-insurance/ Please note that IMG does not sell the insurance directly. (That is why they forwarded your email to us.) Even if you purchase it from IMG's web site, they may assign you randomly to any agent anywhere in the world. If you get assiged to someone in Haiti or Cambodia, what kind of service would you expect when you need it? No matter where you purchase it from, there is no difference in the price. However, the difference is in service. We are IMG's largest producer for last 9 years and have won many awards so far /insubuy-achievements/ The most important difference is that we as a broker, work for you, and not for any particular insurance company. Therefore, if you have any questions or problems or trouble during or after purchase (especially with claim), we are on your side to help you. If you purchase it from somewhere else, it is up to them to provide any serivce. Also, please look at the first FAQ at /visitors-medical-insurance/ 4. You should. 6. That list is located at /international-medical-international-provider-access/ Please note that, the concept of PPO network (provider network) is primarily in the U.S. You can use any provider outside the U.S. I hope that answers all of your questions. If you have any other questions, please feel free to contact us at any time.


Hello Thanks for your answers. I need some time to read shortcus completely. Today i could receive my visa card and ready for purchasing. For purchasing from Iran i must use some methods that change my IP to other country like U.S or ENGLAND.I dont think it make problem. best regards,


It is not necessary to change your IP address. Please let me know if you have any other questions. Otherwise, you can purchase it online at /patriot-america-platinum-insurance/


Hello, The question that i have doubt about the answer is : Assume my health insurance is for 1 month but for example i am injured in a car accident and inpatient in a hospital and in this moment the time of my insurance get finish. what happen? I must pay after this time? The time of being in hospital how recognized? by doctor or insurance company? if needed for drugs or other treatment in home for a while after ending insurance the company pay for that? Thank you for your complete answers. best regards,


Please note that Patriot Platinum America has a benefit period of 12 months, as mentioned at /international-medical-travel-insurance/ Look at /visitor-health-insurance/#benefitperiod for the definition. Please let me know if you have any other questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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